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    Business Insurance

    All insurance for your business in Portugal

    What's included?

    • Business liability
    • Inventory and machinery coverage (with contractual limits)
    • Business interruption and loss of revenue
    • Legal assistance for entrepreneurs
    • Cyber risk protection
    • Mandatory employee-related insurance (Acidentes de Trabalho)

    Interested in this insurance?

    Request a free quote or have us call you back for personal advice. We'll arrange everything for you.

    Doing business in Portugal

    As an entrepreneur in Portugal, you face specific regulations and risks. Liability insurance is not legally required for all activities, but sometimes contractually required (customers/rent) or legally for specific sectors. We check what applies to your activity.

    Legally required insurance

    Acidentes de Trabalho (AT) is mandatory for employees in Portugal; separate rules apply to self-employed. This is an essential obligation for employers.

    Liability insurance

    Business liability (RC Exploração and RC Profissional): different risks and exclusions. We advise appropriately per activity. Coverage area and jurisdiction differ per policy. We explicitly state territory, jurisdiction, and limits in the quote.

    Property / Multirrisco for businesses

    Contractually agreed coverages with limits, deductibles, and exclusions (e.g., wear, construction defects). Not all risks are automatically covered.

    Complete protection

    From liability to cyber risks, we help you find the right coverages. We also assist with compliance with Portuguese labor regulations and insurance requirements.

    Local expertise

    Our knowledge of the Portuguese market and regulations ensures that your business is correctly insured and complies with all local requirements and standards.